We wrote this guide for those who are struggling with drug addiction but feel that they can’t afford to attend rehab. We explain how to keep the cost low and how to get help paying for rehab. Ark Behavioral Health offers 100% confidential substance abuse assessment and treatment placement tailored to your individual needs. For example, most states fund free or low-cost addiction recovery programs.
The average prices listed above are for a standard 30-day program, but many people choose to enter into a longer program. That is, you’ll probably pay more at a facility with a host of amenities (e.g., equestrian therapy, pools, extensive exercise equipment, etc.) than a more bare-bones, yet perhaps equally effective, treatment facility. All content available on or through findrehabcenters.org is for general information purposes only. Site information is not to be replaced with or considered professional medical advice. Individuals who pay for drug rehab out of pocket may consider raising money in a variety of ways. They can sell personal items, downsize their living situation, ask for loans from friends and family or ask for cash donations.
What Does Insurance Cover for Rehab?
Additionally, government-funded or non-profit rehab programs in your area may provide free or low-cost treatment. You can search for these programs online or contact a local addiction treatment center or hotline for more information. Minnesota ranks 20th in cheapest to most expensive state for residential drug rehabilitation treatment (non-hospital). Minnesota’s average cost for outpatient drug rehabilitation services is the same as New Mexico’s. Since 2015, admissions for alcohol, marijuana, and other opiates has decreased while admissions for heroin has remained the same.
Intensive outpatient treatment has more frequent sessions than regular outpatient treatments. Medical detox uses medication to help people manage withdrawal symptoms. Examples include bupropion, methadone, buprenorphine, naltrexone, disulfiram, and https://g-markets.net/sober-living/the-best-gifts-for-celebrating-1-year-sobriety/ acamprosate. In some states, Medicaid covers all adults below a certain income level. Some companies provide healthcare loans like My Treatment Lender, Lightstream, and Prosper.7, 8 These loans usually have low interest rates and flexible terms.
How to Find Addiction Treatment Near Me Without Insurance
The cheapest rehab centers are state run facilities but the trade off is longer wait times and limited treatment programs compared to privately owned facilities. If you don’t have insurance and aren’t eligible for state-funded programs, many providers offer loans and payment plans to help you fund your treatment. In fact, some treatment providers offer scholarships and sliding-fee scales for individuals who need financial assistance. In light of the many payment options for treatment centers, don’t let money come between you and the life of recovery that you deserve. Illinois ranks 24th in cheapest to most expensive state for residential drug rehabilitation treatment. Oklahoma, Oregon, Washington, and Illinois share the same average cost for outpatient rehabilitation services.
Your insurance plan might not cover the entire cost of substance abuse treatment, but certain treatment types are covered under many insurance plans. Many people who have private insurance opt for outpatient care to save on housing and food costs, which can be expensive. People who choose this option can work, attend school, and manage responsibilities at home during the rehab process. Consultation with a treatment professional prior to choosing a rehab can help you determine if your addiction issues will be adequately addressed with outpatient approaches. To keep out-of-pocket rehab costs as low as possible, find an addiction treatment facility that offers comprehensive services that are largely covered by any private insurance you might have. The number of drug and alcohol rehab facilities accepting insurance has started to increase, and many insurance plans cover addiction treatment.
Best Rehab Centers For Teen That Accept Insurance
Outpatient rehabilitation is when an individual receives clinical services without being admitted into the facility as a patient. Outpatient services are less extensive than inpatient or residential treatment plans. Aetna plans cover detox, partial hospitalization, and intensive outpatient treatments.
- Medicaid is the public insurance system for low-income families (defined by a specific income bracket).
- Usually, they are able to get you qualified quickly and offer competitive interest rates between 6% and 7%.
- Its search tool allows you to filter by location, treatment types, and countless other options.
Again, most large insurance companies (e.g., Aetna, Anthem (Elevance Health in California and Nevada), Blue Cross Blue Shield, United Healthcare, etc.) offer PPO options. In addition, those seeking addiction treatment can contact their insurance providers directly to ascertain coverage specifics. Generally, residential treatment costs for dual diagnosis can average from $10,000 to $60,000 or more for a 30-day stay, while outpatient programs can cost between $5,000 and $10,000 for a three-month program. An admissions specialist can quickly review your insurance coverage levels for mental health treatment while addressing any concerns or questions you may have regarding addiction treatment pricing. Inpatient psychiatric treatment can range from $1,000 to $2,000 per day or more,2 depending on the location and level of care needed. Outpatient programs, such as intensive outpatient or partial hospitalization, can range from $100 to $500 per day or more.
Average Cost of 90-Day Drug Rehab Without Insurance
Despite these variables, it’s important to focus on the treatment type and duration first and to ensure sure your program matches your needs. That is, you want the most effective treatment for your specific needs, rather than the least-expensive option in your area. Most local- and state-funded programs have strict qualification requirements. When you apply to one of these programs, you may be asked to show proof of income, lack of insurance, U.S. citizenship, and residency in the state in which you are looking for treatment. At the end of the day, if you spend time fighting treatment and never accepting the benefits of it, you’ve wasted your investment. But if you come out on the other end sober and prepared to live a life without the addiction ruling your mind, it’s money well spent.
Often offered through employers, these plans cover health care for more than half of Americans. According to a 2016 report by the U.S. surgeon general, nearly 21 million people in the United States have a substance use disorder. Yet only 10 percent of these individuals receive substance abuse treatment. For those struggling with addiction Three Inspirational Recovery Stories who cannot afford traditional treatment or do not have access to it, there are alternative forms of drug rehab that are more affordable. These include 12-step programs, support groups, online programs, and sober living homes. These can be effective treatment options for those who are not ready or unable to commit to a residential program.
On average, a 30-day outpatient program can range from $2,500 to $7,500. However, some programs may offer sliding scale fees or accept insurance for all or part of the treatment cost. The cost of drug rehab depends on a variety of factors, including the severity of addiction, the length of time in treatment, and the type of program chosen. Generally, residential programs are more expensive than outpatient programs due to the cost of housing and 24-hour staffing. On average, direct costs for a 30-day stay in a residential program can range from $4,000 to $15,000.