How to Get Into Inpatient Drug and Alcohol Rehab Without Insurance

When you call our helpline, you’ll be connected with a representative who can assist you in finding mental health and addiction treatment resources at any of the Ark Behavioral Health addiction treatment facilities. If you or a loved one is looking for addiction treatment, you can find it today. Call us to learn about your treatment options and how to get started on the path to recovery. There are many options for rehab treatment, and the costs of rehab vary.

The cost of drug rehabilitation varies greatly between services offered, length of stay, and the quality of the facility itself. Once you are enrolled in COBRA, you will have the same coverage that you previously had while you were employed. That includes any mental health and substance misuse treatment that was covered through your insurance plan.

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Once you have decided to continue your coverage, you will sign up for COBRA and will be responsible for paying the entirety of your premium (what was previously covered by you and your employer). In order to be eligible for COBRA, you must have insurance that is covered by COBRA, a qualifying event (including job loss), and be a qualified beneficiary. If you have lost your job, your employer will inform you of your eligibility to maintain your insurance through COBRA. Once you have decided to continue your coverage, you will sign up for COBRA, and you will be responsible for paying the entirety of your premium (what was previously covered by you and your employer).

  • It is important to check with your insurance provider to determine what type of coverage, if any, they offer for alcohol addiction treatment.
  • Also, some rehab facilities may offer scholarships for people looking to attend rehab.
  • Ask if they offer treatment on a sliding scale or offer a discounted rate to low-income people.
  • Uninsured people who don’t qualify for government assistance may need to secure private financing.
  • Oklahoma is the 5th cheapest state for residential rehabilitation services (non-hospitals).

The cost of addiction treatment should not prevent uninsured people from getting help. Blue Cross Blue Shield covers detox services, inpatient treatment, and partial hospitalization. https://trading-market.org/easy-bruising-why-does-it-happen/ For example, a recovery center with a view of the beach and an Olympic-sized pool is going to be more expensive than one in a suburb town with regular amenities.

How Much Does Treatment Cost?

An HMO provides services at a fixed fee via a contracted network of healthcare providers. Members need to select providers within this network in order for care to be covered under the plan. Generally speaking, an HMO has fixed premiums at a slightly lower cost than PPOs. Drinking At Workplace: Work Alcoholism Signs, Dangers, And Prevention However, you usually need to select a primary care provider that then manages your health and from which you’ll typically need a referral before visiting a specialist. Most major carriers (e.g., Blue Cross Blue Shield, Cigna, etc.) offer some kind of HMO program.

  • Paying for rehab treatment can be a significant concern if you or someone you know is struggling with addiction.
  • And many people do not realize that insurance can significantly reduce the price of rehab.
  • Many people who have private insurance opt for outpatient care to save on housing and food costs, which can be expensive.
  • West Virginia ranks 36th in cheapest to most expensive state for residential drug rehabilitation treatment (non-hospital).
  • To find high-quality, low-cost rehabs head to our guide that explains how we ranked each program and how to find the best facilities that offer payment assistance in your state.

But the more likely situation is losing your job because you never got help. Reach out to a Human Resources representative as your workplace and see what options are available to you. Brittany Tackett is a transformational life coach, writer, and speaker in the mental health field. She holds a Master’s in Psychology with specialization in Transformational Life Coaching and also has an International Certificate in Behavioral Studies.

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